Unemployed Are Lazy? Think Again

Checking out my local message board, I ran across plenty of comments on unemployment numbers and the topic of extending unemployment benefits. It saddened me to run across many
on that board who were calling those who receive Unemployment benefits "lazy". Those getting benefits are NOT lazy people who are sucking money out of our system. I've read so many comments of those who say they believe that if a person has been on unemployment benefits for over 40 weeks, they would have surely found a job by now had they really wanted to work.

Those who say such things only prove to me that their time of hardship is coming. Their pink slip is right around the corner. Isn't it easy for those of 
us still working to judge those who are not? My friends, these ideas are wrong. The Bible teaches
us that we should take care lest at any time we should fall from our own steadfastness. At the
precise time we are so sure that our income could never stop flowing in and our ability to put food on the table is
not in jeopardy is the same time out of left field WE will find ourselves in the unemployment line.
It only serves to show me the stupidity of those who trust it will never happen to them. Folks, this
has or will happen to all of us at one time or another. And those of us who are blessed to have a job now should 
spend some time praying for and helping those who are less fortunate. But instead what do we do? We have a tendency to bash them and to
judge them. I am truly sorry for the millions who are in dire straights because their benefits are about to run out. Those who
are going to have to move in with family long term because they cannot make the rent or house payment anymore. 
Those who must decide what to do for dinner tonight are many and those who cannot afford to put gas in the tank are growing every
single day.


Here are only a few examples of the negatively charged posts on one particular board:

"Like this is a big shocker! There ARE jobs out there along with a lot of folks who just don't want to work! I see hiring signs all around the city. I so agree with putting them to work for the State. Let them earn the unemployment checks! It would be a Win Win for all involved".

"You just said what the problem is. Some people stay on unemployment because they get more money on unemployment than if they went out and got a job! That is exactly what is wrong with the system. I do not care what kind of a job they had before. Things change. Many of the old jobs are never coming back. They need to go get a job. Any job and take responsibility for themselves. There are statistics that show that when peoples benefits are ready to run out they get a job either the week before or within one week after. So extending the unemployment benefits just extends unemployment. How long are the taxpayers going to have to support these people? And it is the taxpayers if they are on the extended benefits. Nobody owes these unemployed a check for life. There is also a thought out there that after the first benefits run out the extended benefits should have to be paid back. I like that idea. Why shouldn't they have to pay it back"?


I found an excellent example of Christian encouragement on these boards in reply to "unwanted's" post:

unwanted wrote: 
""I am so glad your optimistic but I guess your not receiving UI. I was laid off and I have a MA and 20 years behind of field experience and I have not been able to get a job for the past ten months. UI was the only thing I had to avoid bankruptcy. If the bill is not passed this Monday, I would have to sell my furniture to pay the rent and file bankruptcy. I am already $40k behind bills, not including student loans which are never forgiven due to the recession. I would even accept a state job at a pay of 30K if they would take me, but their are no jobs and most of the university students are used as interns so employers do not have to hire someone or pay an intern"".

reply below:
 
"Hang in there hon, things will get better. It's tough I know but believe me when I say there are a lot of people who feel your pain, myself included, and we are praying for all of those on unemployment who really do want jobs. Even people like yourself who have a decent education can't even get a job so what should that tell people!! Good luck w/ everything and keep your head up, lean on God and he will pull you through this".

Now this is how we are supposed to encourage and support those who are struggling with tough economic times.


Now look at the desperate actions some have taken in order to make money in this struggling economy:

"are we all insane...........................
there are millions of us here without a job
we all can not be that bad that we can not find work. 
It is amazing that my friend that is 50 years old, chemist, is now selling porn online.
amazing, every night he lies to his wife and children
another friend has sold her body just to pay bills......and she was a general mgr of a all clothing company.
the problem I see is getting everyone together ...most people just will not respond any longer.

Unheard of for a person to sell their body to make a living? No. This will quickly become the norm if drastic measures are not taken quickly by our government and each and every one of us to help out the unemployed. A thought came to me a week or so ago about starting a food and clothing pantry out of my home. I have no idea if I would need a license to do this or not. I could never undertake something like this on my own but would ask all of my friends and family to help donate if possible. I feel as though this is what God would have me to do instead of doing nothing. It is said in the bible that it is not enough for us to tell a hungry person to depart, be warm and fed, etc. Telling them this without supplying what we can to those in need is hypocritical and is of no value. God help us, because what is coming is going to be far worse than what we have witnessed so far.

More Mortgage Re-Sets Through 2012

Today I stumbled upon a troubling article from Karl Denninger. I had heard that the ARM *adjustable rate mortgage* mess was not over yet no matter how rosy a picture those on CNBC try to paint for us. The fact is; we are not out of the woods yet in relation to the mortgage meltdown we've been dealing with since 2007. The Alt-A, but more incredibly, the Option ARMs mortgage payments are going to be resetting (jacked-up) starting this year and if we think the Sub-prime was bad, we haven't seen anything yet.

Just think of it this way: Your mortgage payment you took on 5 years ago has been $900.00 a month UNTIL May 2010. Starting at that date your mortgage payment will now be $1900.00! It's been verified that on average the rise in these mortgage payments will reflect an eye-popping $1000.00 more a month!

Now I don't have a mortgage but that doesn't keep me from telling you what I would do if I did have one and was up against such a dower prospect. I would WALK AWAY! Yes folks, I would walk away and not fret about the situation nor look back. I would rent because that is all I suspect I would be able to do after having stopped paying my mortgage payments. Well, I would hope so at least. I hear of many sad stories of previous home owners walking away from their homes only to be turned away from renting due to poor credit that was directly attributed to the former.
How many can say they would be able to pay that large of an increase on their house payment? Not many I suspect, especially with so many in our nation out of work.
My heart goes out to all of my readers who have struggled to make ends meet. Many are those who have done without basic necessities in order to put food on the table and gas in the tank. Countless hours have been spent at the job you really don't like because you knew that it was the only way to keep your head above water and your family off of food stamps. Dealing with unappreciative employers, low wages, lack of insurance, and not enough vacation days. If this describes you, a prayer in my heart and a thank you on my lips goes out for you. You have sacrificed much and you love much and now you are facing the worst time of your life dealing with layoffs and possibly losing your home and even much, much more. In these times you cannot go wrong if you turn it all over to God and expect him to come to your rescue.

As for this recent continuation of the mortgage mess? What else can I say but this is just another spoke in the wheel of our recent economic nightmare that at one time was our American dream.

Unemployed Benefits in Jeopardy: Thanks Senator Bunning!

Good morning friends. I have been watching C-Span again and have come across something that I felt I should comment on. 

It seems that Senator Jim Bunning of Kentucky has been playing a game of keep-away with the nations unemployment benefits. Many of our unemployed Americans were due for their benefits to run out the last day of February 2010 and Bunning was not in favor of extending them, folks he was the sole objector! It seems sad and ridiculous that one person in the Senate can stop the extensions of benefits for millions but sadly this is the case. I hear that he cannot continue this for long though, he is just stalling the inevitable. But here's the real story here: Bunning's stall game  is the unemployed workers worse nightmare. Those workers as well as their employers both paid toward future need of drawing out those benefits so it is certainly not like they are unworthy to collect them. Surely Bunning feels he has nothing to lose by doing this to the American citizens as he is not up for re-election. Unemployment benefits are hardly ever equal to a regular pay check and are only enough to keep a family's head above water so why on earth would one man in the Senate object to doing the right thing? There is only one answer to this question and it is that Senator Bunning has a cold heart and cannot relate to the needs of average working Americans. Tell me what else it could be? I know all about Paygo, etc. But there was certainly enough money for an unjust war with Iraq wasn't there? There was certainly enough money when Bush and Bunning and the others were pushing tax cuts for the rich wasn't there? Sure there was.. and now that the common men and women of America are in need of unemployment extensions this scoundrel is going to object? Give me a break.

Bunning no doubt receives a salary upwards of 200,000. He is not worried about having health-care and surely does not worry about retirement. Contrast that with the average American worker who is laid off and has lost their health-care, hopes of retirement and a weekly paycheck!

Why do we have our Senate set up like this where one person can object to extending benefits? It is utterly obscene that one person can cause the pain and suffering for so many. Surely this morning those in the Senate will continue their wrangling and silliness but I don't think anything they do will end up in favor of extending the benefits for another week or so. One or two weeks of late unemployment checks can totally devastate a family. Mark my words, there will be long drawn out repercussions of Bunnings actions upon the laid-off citizens of our country. Now they are speaking about Medicare payments being in jeopardy because of their recent actions.

You can read more at the Huffington Post: Here are related articles and I find the comments from readers interesting to say the least.

Jim Bunning Impasse Puts Federal Employees Out Of Work

Bunning Objects to Extending Unemployment Benefits...Again (Video)

After the Cash Runs Out: Part 1

Let me present a scenario to my readers :
You've lost your job and cannot find another.
If you had a savings, you have already used it up. Your numerous job searches have exhausted you and proven unfruitful. You figure that you have 2 more weeks to draw on unemployment and that is it.
Rent, bills and putting food on the table never stops. There is medicine to buy, kids to clothe, and a gas tank on empty. How do you choose which bill to cover and which to let go? Some bills are non-negotiable. Your options are to turn your back on the life you have known and move in with family members which NONE of us want to do OR load everything up (the bare necessities) and set off for-----God knows where. What a predicament.
Unfortunately, this is the very scenario thousands of Americans are facing today. I can't believe I'm addressing this but I feel compelled to. With this in mind, is it any wonder why thousands of tent cities are cropping up all over our nation today? The nationwide health-care debate should be placed on the back burner until we address the serious job loss in this nation. It is so serious in fact that many are struggling like never before because of cut hours at work not to mention those recently handed pink slips. I admit that I have led a somewhat sheltered life. Yes, I am a hard worker, but for the past 10 years or more I have not found myself struggling with the above scenario.
Sure, I have had times when my children were small when I REALLY had to skimp by and be contented with the little we had in the fridge. Sometimes pickings were REALLY slim for us. Making ends meet is really tough even WITH a full time job when you have children. Let's all agree that when it comes to losing our jobs we have the idea that WE won't have to know what it's like - it's always the next door neighbor it happens to until the unimaginable becomes our reality. Now if you own property that is the best position to be in. Even if it's undeveloped, you own it and nobody can kick you off it as long as you pay your property taxes. I suggest if you have spare cash you buy a small piece of land. If possible, go rural, this is the absolute best investment you will ever make. Even if it's a small lot-- whatever. If you have land in your possession you have a place you can go and not have to worry about getting booted off of it. No home on it? Live in a lean-to or tent for now. Sure you must have shelter, but before that you must have ground under your feet that you own- thus my rant on buying a cheap piece of land.

Now if you are not in this position, then it is a given that you must live with family members who are willing to take you in OR live in your car on the side of the road or parking lot OR find a homeless shelter. Shelters are now overflowing. Churches should have their doors open to the new homeless who have lost their jobs and are in need of a helping hand. I have a feeling that many jobs that have been lost will NOT be coming back. Who has any money anymore? The middle class in this country is under attack. I can see in the near future that our malls are going to be a very lonely place. What am I talking about in the near future--- many already are a lonely place. How pray tell are people going to be spending when they are out of work? They simply won't be spending anymore. More businesses are closing every day. This may be the time that many of you are hunkering down and saying to yourself, "That's it, my family and no more". Understandable until you put yourself in anothers shoes. This is not the time to be drawing back and taking care of only ourselves. Jesus would have us STILL help those who are in need. He would have us take pity on those who are down on their luck and in need of a help up and not a hand out.